0.38 Nicholas Economides R. Glenn Hubbard Darius Palia, The Political Economy of Branching Restrictions and Deposit Insurance: A Model of Monopolistic Competition among Small and Large Banks, Journal of Law and Economics, 1996.

{ banks bank stock banking }	0.38
{ supra note law econ }	0.11
{ state states laws law }	0.08
{ variable variables results significant }	0.05

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