0.16 H. E. Frech IIIJoseph C. Samprone_ Jr., The Welfare Loss of Excess Nonprice Competition: The Case of Property-Liability Insurance Regulation, Journal of Law and Economics, 1980.

{ demand price marginal supply }	0.16
{ insurance claims liability compensation }	0.16
{ regulation regulatory regulated industry }	0.12
{ model equation estimates estimated }	0.09

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