0.23 Haitao Yin Howard Kunreuther Matthew W. White, Risk-Based Pricing and Risk-Reducing Effort: Does the Private Insurance Market Reduce Environmental Accidents?, Journal of Law and Economics, 2011.

{ oil sugar domestic quota }	0.23
{ table number data percent }	0.15
{ environmental enforcement compliance pollution }	0.12
{ insurance claims liability compensation }	0.10

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