0.21 Rajeev Dehejia Adriana Lleras‐Muney, Financial Development and Pathways of Growth: State Branching and Deposit Insurance Laws in the United States 1900–1940. Journal of Law and Economics, 2007,

{ variable variables results significant }	0.24
{ banks bank stock banking }	0.21
{ state states laws law }	0.17
{ rate growth rates period }	0.09

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