0.30 Frank A. Sloan Bridget A. Reilly Christoph Schenzler, Effects of Tort Liability and Insurance on Heavy Drinking and Drinking and Driving, Journal of Law and Economics, 1995.

{ vehicle car driver accident }	0.30
{ insurance claim liability premium }	0.13
{ variable coefficient model regression }	0.12
{ supra note law econ }	0.10

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