0.40 Nicholas Economides R. Glenn Hubbard Darius Palia, The Political Economy of Branching Restrictions and Deposit Insurance: A Model of Monopolistic Competition among Small and Large Banks, Journal of Law and Economics, 1996.

{ bank loan banking deposit }	0.40
{ supra note law econ }	0.09
{ state law federal year }	0.07
{ wa made year id }	0.07

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