0.16 H. E. Frech IIIJoseph C. Samprone_ Jr., The Welfare Loss of Excess Nonprice Competition: The Case of Property-Liability Insurance Regulation, Journal of Law and Economics, 1980.

{ insurance claim liability premium }	0.16
{ demand marginal supply cost }	0.14
{ regulation regulatory utility price }	0.12
{ variable coefficient model regression }	0.10

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